Welcome to Art of Mortgage – Specialists in Home Mover Mortgages
Whether this is your first move or you’ve done it before, buying a new home can be a stressful experience. Lending criteria is constantly changing, and navigating the process can be overwhelming.
At Art of Mortgage, we’re here to make things easier for you. Our goal is to help you prepare as early as possible so the home-moving journey feels smooth and manageable — not confusing or rushed.
We’ll guide you through all expected moving costs upfront and assess your new borrowing potential. That way, you can view properties confidently, knowing they’re within your budget. There’s nothing worse than falling in love with a home that’s not financially viable — and we’re here to make sure that doesn’t happen.
We believe good preparation is the key to making your home move feel as calm and straightforward as possible — for you and your family.
What Is a Home Mover Mortgage?
A home mover mortgage applies when you’re selling your current property to buy a new one. Whether you’re upsizing, downsizing, or relocating, you’ll usually need a new mortgage agreement.
This means going through a new agreement in principle and submitting a fresh application.
In some cases, it may be beneficial to switch lenders rather than stay with your current provider. We’ll explore all your options, based on what matters most to you — whether that’s monthly repayments, flexibility, or long-term stability.
Finding a Mortgage While Moving Home with Art of Mortgage
Moving home is a perfect time to take stock of your financial situation.
We’ll start by looking at:
- The value of your new property
- Your income and outgoings
- Your credit score
- Your ideal monthly repayment amount
From there, we’ll offer clear guidance on your options, helping you move forward with confidence.
Mortgage Options for Home Movers
If you already own a home, you’ll find there are many mortgage options available when moving.
We’ll walk you through all the types of deals and lenders, helping you find the right solution for your new chapter.
Get Mortgage Advice
Art of Mortgage is a trading style of Art of Mortgage co ltd. who is an Appointed Representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority 450731. The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.